Disclaimer

This disclaimer (the "Disclaimer") applies to anyone who visits, views, and/or uses the website with domain name prosperwithem.com (the "Website"), which is owned by Emilia Ceballos Delaney, operating under the trade name Prosper with Em (the "Owner"), hereinafter referred to as the "Platform".

The terms "You" and "Your" refer to anyone who visits, views, and/or uses the Platform.

The Owner reserves the right to amend and modify this Disclaimer at any time without notice. By visiting, viewing, and/or using the Platform, You agree and accept to be bound by this Disclaimer along with the Privacy & Cookie Policy applicable to the Platform, which You can find here: Privacy & Cookie Policy.

By visiting, viewing, and/or using the Website, You agree and accept to be legally bound by this Disclaimer along with the Terms & Conditions applicable to the Website, which You can find here: Terms & Conditions.

Content for Informational Purposes Only: All content on and contained within the Platform, including but not limited to text, images, photos, posts, logos, graphics, designs, files, services, products, videos, audio, software, downloads, and all other information and materials (collectively, the "Content"), is provided solely for informational, educational, and inspirational purposes.

No Guarantee of Accuracy or Completeness: The Owner does not guarantee, represent, or warrant the accuracy, quality, or completeness of any Content, information, services, or products provided through the Platform.

No Guarantee for Platform Functionality: The Owner makes no representations, warranties, or guarantees regarding the functionality, operation, or quality of the Platform.

Disclaimer of Liability for Content: The Owner disclaims all responsibility and liability for any errors, inaccuracies, omissions, or incompleteness in the Content, and for any damages, losses, or liabilities arising from the use of or reliance on any Content provided on or through the Platform.

Content Subject to Change: The Content is subject to change without notice. The Owner does not undertake any obligation to update, amend, or clarify the Content to reflect new information or developments.

General Information Only: The Content is general information and is not, and should not be construed as, any kind of professional advice in any capacity, including legal, financial, tax, investment, or otherwise.

Use of Content & Non-Reliance: The Owner disclaims all responsibility and liability for Your reliance on any part of the Content and any actions You take, or fail to take, based on the Content. You use any part of the Content at Your sole risk and discretion. The Owner does not represent, warrant, or guarantee that the Content will meet Your expectations or objectives.

No Substitute for Professional Advice: None of the Content should be considered or used as a substitute for seeking personalized advice or consultation from qualified professionals. You are advised to consult with the appropriate licensed or certified professionals in their respective fields before taking action based on any Content. You are solely responsible for verifying the information as being appropriate for Your personal use.

No Professional Relationship: Although the Owner provides financial coaching services, the Owner is not Your financial adviser, certified financial planner, licensed investment adviser, tax adviser, attorney, or any other licensed financial or legal professional. Visiting, viewing, and/or using the Platform and the Content does not establish any kind of professional-client relationship with the Owner. Purchasing any products or services on or via the Platform does not establish a licensed professional-client relationship. A formal coaching relationship between You and the Owner is only formed after You and the Owner have entered into a written coaching agreement.

No Confidentiality: You understand and acknowledge that any information You provide on or through the Platform is not privileged or confidential unless explicitly stated in a separate written agreement.

No Financial, Tax, or Legal Advice: The Content does not constitute and cannot be used as a substitute for professional financial, investment, tax, or legal advice, support, or services. The Owner is not the Client's licensed financial adviser, certified financial planner, certified public accountant, tax adviser, licensed investment adviser, securities broker, insurance broker or agent, attorney, or legal adviser. Any information, advice, opinions, or other communication from the Owner does not constitute financial planning, investment, accounting, tax, insurance, or legal advice.

No Guarantee of Financial Success: The Owner does not guarantee and specifically disclaims any responsibility and liability relative to earnings, revenue, income potential, or any measurable financial outcomes. Results depend entirely on each individual's personal knowledge, skills, circumstances, and efforts.

Compliance Responsibility: You are solely responsible for legal compliance, and the Owner disclaims any liability for any penalties, fines, or other damages You may incur due to breach of any applicable laws or regulations.

No Influencing or Persuasion: The Content is designed solely to support You and is not intended to influence, persuade, alter, or change Your personal views, beliefs, opinions, values, or decisions. The Content is not designed to impose any personal or external agendas, views, opinions, or ideologies upon You.

No Liability for Your Decisions: The Owner disclaims any responsibility or liability for any decisions, actions, or changes in behavior that You may choose to pursue as a result of the Content.

No Liability for Shifts in Views: Any shifts in Your views, opinions, values, or beliefs are a direct result of Your own internal process. The Owner disclaims any responsibility or liability in this respect.

The views and opinions expressed on the Platform by no means represent absolute facts and can change at any time.

The Owner may disclose success results and testimonials of its current or former clients on the Platform. These testimonials are strictly for informational purposes only and do not serve as a guarantee, warranty, or promise of any kind that You will achieve the same or similar experiences or results.

The Owner shares these as examples for You. You are encouraged to conduct Your own research and due diligence. Your results are contingent upon Your personal knowledge, skills, circumstances, abilities, and commitment. You agree not to hold the Owner liable for any of Your successes and/or failures directly or indirectly related to the information, products, and/or services presented on the Platform.

The Platform and/or Content may contain content provided by or derived from third parties, and/or links or references to third-party websites, resources, products, or services (collectively, "Third-Party Content & Resources"). The Owner does not own or control the Third-Party Content & Resources.

You agree that the Owner is not responsible or liable for the correctness, accuracy, or completeness of any content or information included in the Third-Party Content & Resources. You assume all risks for visiting and/or using the Third-Party Content & Resources. The Owner disclaims all responsibility and liability for any damages resulting from or relating to Your use of any Third-Party Content & Resources.

For any questions and/or concerns regarding this Disclaimer, please contact the Owner at: hello@prosperwithem.com